Welcome to The Reml Letter — a monthly note where I explore emerging technology and its real-world impact on investment decision-making.

AI is not a finished product; it’s a learning journey. The technology is evolving quickly, and so is how it’s being applied. Through this letter, I invite you to learn alongside me — through observations shaped by building at the intersection of technology and industry.

I write from a dual vantage point: eight years in institutional investing, and now, building an AI company (Reml) in Silicon Valley. This letter is my attempt to bridge those two worlds — translating fast-moving technological advances into practical insight for an industry where decisions are high-stakes and judgment matters.

For this first issue, at the opening of 2026, I’d like to explore the current state of AI agents — and what effective, responsible deployment looks like in practice for institutional investors.